For most of us, our time in college was our first exposure to many new things both good and bad. It was a first taste of freedom, our first attempt to take on new responsibilities and our first time dealing with money management. It is no secret that college students are not rolling in money. Since it is very hard to hold down a full time job and go to school, many either rely on parents or part time employment. On top of that, if you had to get a student loan then you also have a steadily growing mountain of student loan debt to contend with. Without the ability to meet the minimum payment obligations more students every year are defaulting on their loan without a real understanding of the consequences.
Student loans can work for you or tear you down depending on how you deal with it. If you keep up with your payments then you will be rewarded with:
On the other hand, if you can’t keep up with payments and end up defaulting then you can expect:
Contacting the Student Consulting Group to assist you with student loan debt problems can be one of the best choices that you make to save your credit. They can help you with various programs to get you back on track with your student loans.
As if going off to college isn’t scary enough, you still have to figure out a way to pay for it. It's hard for a student to make their payments and still keep their heads above water. In fact, if you are not able to get a solid job right after graduation then you may face delinquency if you don’t get expert help from organizations like the Student Consulting Group.
After the thrill of graduation is over, reality slowly starts to creep in and it can be daunting. You will probably be living away from your friends for the first time in years. You will no longer be eligible for student discounts and most people will have a weighty student loan payment to consider. Some people’s student loan debt proves to be such an obstacle that they must go to experts like the Student Consulting Group to find relief.
Finding a job after graduation is becoming harder with each graduating class. Some aren't having any luck at all finding a job in their field of study, however the student loan payments still keep piling up. If you're in need of assistance with you're student loans, make sure to call The Student Consutling Group today to find out what your options are.
It is never a good idea to default on a loan. There are all sorts of negative consequences like damage to your credit score. However, students are not having an easy time of it these days and it’s leaving many of them facing a Student Loan Default. There are not as many jobs available to graduates as there once was and it is resulting in many people having to carry their student loans well into adulthood.
Don’t let it go to the point of default. Get Help with Student Loans from the Student Consulting Group. They have all the information you need to get back on track.
There are not a lot of places for students to go for Help with Student Loans. Private lenders are charging higher and higher rates and the government is not offering as many assistance programs as they used to. This is leading to a rapid growth in students being forced to default on their loans. In fact, the number has nearly doubled from 2003 to 2012.
So, if you want to get Lower Student Loan Payments then you will have to get expert Help with Student Loans. The Student Consulting Group was created for just this purpose and they have consultants standing by to answer all of your questions.
You may think that you are just a little bit behind on your payments so things are not that dire yet. But default happens after only 270 days and it will definitely change your life for the worst. If you decide to put off getting Help with Student Loans and find yourself in default then you can expect to:
Make an appointment to talk with a consultant at the Student Consulting Group today because the longer you wait the more it will cost you in the long run.
Unfortunately, there are not a lot of options available to students who need Help with Student Loans in Default. This is a real problem because studies show that in the third quarter of 2012 over 10 percent of student loans were 90 days delinquent. That is up from 6 percent in the same quarter of 2003. For a while bankruptcy could Help with Student Loans in Default but the law was changed in 2005 and student loans can no longer be discharged in that way.
When you graduate from college it is supposed to be the time that you start building your life and finding your career. But with a defaulted student loan you will have to start your journey with a massive disadvantage, one that will have an effect on your financial standing and security for years to come.
When you get tired of dealing with harassment from your creditors and the constant drain on your finances, remember there are people that can help. The Student Consulting Group was designed specifically to give Student Loan Debt Help. They can advise you on the best way eradicate your debt so you can get back to enjoying the most exciting time of your life. Don't waste another minute wondering how to get help with your student loans, call The Student Consulting Group now.
Student loans have always been a necessary evil but one that you could have paid off shortly after graduation. If you managed to get a good job, some lucky few even paid them off while still in school but that is no longer the case. It has now become common place for people to still owe on student loan debt well into adulthood.
The current Student Loan Debt has recently reached a staggering total of over 1 trillion dollars. Yes that is with a T. It is now the largest category of consumer debt next to mortgages. This is due to a combination of factors:
In the third quarter of 2012, eleven percent of all student loans were at least ninety days overdue which is considered serious delinquency. This is based on numbers collected by the US Education Department. Since over 30 percent of 20-24 year olds do not have jobs, it is putting a staggering number of borrowers in danger of Student Loan Default.
Whereas college was once the goal of anyone that wanted to get on a fast track to a solid career, people now wonder whether it is worth the expense of tuition. It is, just nowhere near as much as it used to be. There is still a need for higher education and studies show that college graduates have an 87% chance of landing a job compared to the 64 percent chance of a high school graduate.
While there is legislation being considered to give borrowers with student loans relief, there is not any in place at the moment. If you are suffering under the crushing weight of student loans then you need to contact The Student Consulting Group. They can give you the assistance you need to get out from under and start building the life you want.
If we helped you to overcome your student loan debt problems we would love for you to tell us how well we did! We would really appreciate you taking a moment of your time to leave us a review on one of the sites below so that we can reach out and help others just like you.
Thank you for letting us gain your business, we hope to hear from you soon.
- The Student Consulting Group Team
At Fixmystudentloan.com/Student Consulting Group we can help you tackle your student loan debt and get your loans back to a manageable state. Sometimes we are asked, “Wait, can't I just this myself for free?” the answer to that isn't exactly simple because there are a few things that you should know before you make your decision.
Short answer, sure. However, you should also realize that you can file for bankruptcy alone, prepare your own taxes and legally represent yourself in a court of law. You wouldn't dare venture into those scenarios without the assistance of an attorney or an accountant. That's because they understand exactly what needs to happen to get you the best possible outcome in each situation.
Student loan management is no different. You are going to want a professional that is well-versed in these student loan management programs to help you thought the various steps of getting relief. If you were to take the chance and go at this yourself, your risking spending thousands of dollars…
How can the consultants at Fixmystudentloan.com/Student Consulting Group help?
The programs that can help you manage your student loan debt are available to anyone. However having someone to guide you that is experienced in the process will greatly increase the chances of success.
Give us the chance to help you. Give one of our student loan consultants a call now to discuss your situation and your available options. Don't waste another day thinking about it, take action now and get on your way to a better financial future.
Defaulting on your student loans can create a downward spiral of financial troubles. Student loan defaults can kick start federal and state tax offsets, wage garnishment, collector harassment and hinder your ability to make payments on other bills you may have.
When collection agencies begin calling you regarding your student loans they may offer you an option for “fixing” or “repaying” your loan, but really they only care about benefiting their bottom line. They don't care if that option doesn't help you, or puts you in an even worse position.
At Fixmystudentloan.com/Student Consulting Group we are very experienced in student loan management, and are fully educated and aware of all of the options available for fixing student loan defaults. Our bottom line is to help our clients get out from under their student loan debts.
We can help you stop wage garnishments, stop tax offsets, lower your monthly payments assist you with student loan forgiveness and help you to get your student loan out of default status.
It will only take a few minutes and a phone call to our consultants to discuss your situation and find out what options would be right for you. We want to help you get back on track to a brighter future. Don't waste another day, call now.