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Do I Qualify for Student Loan Assistance? assists with several different services including lowering payments, removing default statuses, stopping wage garnishments, ending tax offsets, and student loan forgiveness.

If you currently have one or more of the Federal student loans listed below, you do qualify for one of the programs or services we can assist you with. The loans that qualify are:

  • Federal Student Loan Forgiveness ProgramFFEL Stafford Loan (Subsidized/Unsubsidized)
  • Direct Stafford Loan (Subsidized/Unsubsidized)
  • FFEL Consolidated Loan Direct Consolidated Loan
  • FFEL PLUS (Parent Loan for Undergraduate Student)
  • Direct PLUS (Parent Loan for Undergraduate Student)
  • FFEL Graduate PLUS Loan Direct Graduate Plus Loan
  • HEAL Loans (Health Education Assistance Loans) Federal Nursing Loans
  • SLS Loan (Supplemental Loan for Students)
  • Perkins Loan* (*Qualifies under certain conditions.)
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Reduce Your Student Loan Payments Today

Reduce Monthly Payments Of Federal Student LoansStudent Loan Debt is something that many American students and graduates are struggling with. is reaching out and trying to help those facing student loan debt to help you find a solution that will suit your needs. boasts a 97.5% success rate for   helping clients to find a plan to lower your interest rates and potentially get you a lower monthly payment.

What types of Student Loan Repayment Plans are Available to me?


There are a few different options here that are each unique to your specific loan situation. All it takes is a few minutes on the phone with one of our client advocates to find out how we can help you.

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Stop Student Loan Garnishments

Stop Student Loan GarnishmentFederal garnishments due to defaulted student loans can make a bad situation worse. Student loan garnishments can leave you making less than minimum wage, which will wreck havoc on your ability to keep up with unrelated debts and bills. A student loan becomes defaulted after 9 months of non-payment, and garnishment can begin immediately.  

Are You Threatened with Student Loan Garnishments?

Federal Law allows the US Department of Education the use of a collection technique called an Administrative Wage Garnishment (AWG). AWG is the involuntary seizure of a person's wages as a means to secure repayment of defaulted Federal Student Loans. The amount garnished can vary but usually starts at a minimum of 15% and can increase to a maximum of 25%, and remains in effect until the defaulted student loan(s) are paid in full.

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Stop Tax Offsets From Student Loan Default

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Stop Tax Offsets From Student Loan Default

Defaulting on your Federal student loans can have very severe consequences such as Federal tax offsets. A Federal Tax Offset is a procedure by which the US Department of Treasury seizes your income tax return and defers it to the US Department of Education to be used for payment of your defaulted Federal student loans.

How Can I Stop Tax Offsets?

By calling one of our experienced advocates, we can help you organize your Federal student loan payments and create a unique repayment plan that will suit your needs and help to stop Federal or State Tax Offsets that may occur due to your delinquent student loans.

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Stop Federal Student Loan Default

Having a "defaulted" status on any of your accounts is never a good thing, and the same holds true with Federal student loans. The effects and repercussions of being in default can be tremendously damaging in both the short-term and long-term, affecting your financial standing and security severely.

Federal Student Loan Default

Let's take a quick look at some of the ramifications of defaulted student loans:

  • Your loans may be turned over to a collection agency.
  • Promissory notes for many student loans contain terms obligating the borrower to pay collection costs. Currently, collection costs on account assigned to PCA is 24.34%!
  • Your wages may be garnished from 15-25%
  • Your federal and state income tax refunds may be intercepted
  • Your defaulted loans will appear on your credit history
  • You won't receive more federal financial aid until you repay or make arrangements to repay.
  • You may not be able to renew a professional license you hold or join the armed forces
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  • Get Student Loan Help Today!
  • Do I Qualify
  • Loan Consolidation
  • Stop Student Loan Garnishment
  • Stop Tax Offsets
  • Fix Default Statuses

Federal Student Loan Forgiveness Can Help!


Millions of Americans are currently struggling under the weight of their Federal student loan debt.  This debt is overwhelming and can have a huge negative impact on many aspects of your life!  Furthering your education should have been a way to springboard you ahead in life, and now the debt from the Federal student loans used to attain that education is just holding you back!

There's no need to continue struggling under your student loan debt. By speaking with one of our Trusted Client Advocates and receiving a free consultation*, immediately find out how we can assist you with Federal student loan forgiveness!

We know how to fix your student loan problems - we can:

  • Put an end to Administrative Wage Garnishments in as little as 8 weeks!
  • Stop Federal Tax offsets so that you can receive your tax return!
  • Remove the default status from your Federal Student Loans to begin rebuilding your credit now!
  • Lead you to eligible Loan Forgiveness programs!
  • Restore your Title IV Financial Aid eligibility and benefits
  • Stop harassing and embarrassing collection agency calls!
  • Consolidate all of your Federal student loans into one easy payment!
  • Lower your Payments, in some cases to as low as $5-25!(3)
  • Get Flexible Repayment Options!
  • Have your Federal student loan rights such as Deferment and Forbearance restored!
Take action on your student loan problem today!

Don't wait another minute to find out how we can resolve your Federal student loan issues. It really is as easy as making a five minute phone call to speak with our client advocates. There's no need to wait! Call 888-905-1456 right now to learn about Federal student loan forgiveness assistance and get on with your career and your life!

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What Our Clients Say

Default is Bad. Forgiveness is Good. Ready to fix your loans? We think you should!